Financial Services
Articles
Legal analysis and commentary from our Financial Services practice.
CBN’S 2025 MONETARY POLICY HIKE: LEGAL RISKS FOR LOAN AGREEMENTS, CONTRACTS, AND INVESTMENTS IN NIGERIA
The Central Bank of Nigeria's (CBN) monetary policy decisions are commonly assessed from a macroeconomic perspective, with emphasis on inflation control…
Regulatory Implications of Rising Foreign Investment in Nigerian Banks: CBN Ownership Caps, SEC Oversight, and Compliance Issues
The Nigerian banking sector is presently experiencing renewed foreign investor interest, driven largely by the Central Bank of Nigeria's ("CBN") recapitalization programme and broader efforts to strength...
FCCPC’s 2025 Consumer Credit Regulations: Navigating Compliance and Strategic Risk for Digital Lenders and Financial Institutions
Nigeria’s digital lending ecosystem has experienced rapid growth over the past few years, driven by fintech innovation, increased smartphone penetration, and rising demand for quick and accessible credit facilities.
The Quiet Shift In Nigeria’s Tax Landscape Businesses Should Not Ignore
Introduction The Nigeria Tax Act, 2025 (NTA 2025) represents a significant evolution in the country’s fiscal and regulatory framework. Beyond adjustments to tax rates, the Act
FREEZING OF BANK ACCOUNTS: JUDICIAL OVERSIGHT AND THE EMERGING BALANCE
The question of whether a bank may lawfully restrict or freeze a customer’s account without first obtaining a court order has long occupied a central place in Nigerian banking and constitutional jurisprudence....
LEGAL ANALYSIS OF THE LICENSE REVOCATION OF HERITAGE BANK BY THE CENTRAL BANK OF NIGERIA AND ITS LIQUIDATION BY THE NIGERIA DEPOSIT INSURANCE CORPORATION
The banking sector is crucial for economic development and stability, acting as a key player in financial intermediation, facilitating payments, ...